The most common reasons for an application not being approved are:
Adverse credit history
Not meeting affordability rules
Not passing identity checks
Knoma's eligibility criteria
Be at least 18 years old
Be a UK resident & have lived in the UK for at least 12 months
Have a UK bank account
In employment (full time, part time, self-employed)
During the application, the student will need to pass our credit and affordability checks.
To maximise chances of student approvals, qualifying students' eligibility is important.